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1 The house I bought had old but functioning appliances, enough that I'd have expected 2 or 3 calls within the year. 2 The previous owners only kept up superficial looks, but other items in terrible condition. The upstairs bedroom had carpet soaked in pet urine. Amateur private bathroom paint job. If it was out of sight for guests, it was not cared for. Given that, I was able to get a good deal on the house by accepting a reduced price instead of repairs, then buying a home warranty to cover me when appliances did fail.

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A home warranty can help to cover the costs of repairs and replacements of major appliances in your home.

They also have their own business to service.

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In short, a home warranty will cover home systems and appliances that fail due to normal wear and tear coverage extent based on contract whereas homeowners insurance will not.

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